I’ve written about this before. I’d like to recap and bring some structure and organization to the story of my house struggles and my depression surrounding the crushing effects of the divorce on my personal and financial stability.
In divorce the man often is the parent who is asked to leave the house, and leave the rest of the family as undisturbed as possible. I get it. We are trying to lessen the impact of the divorce on the kids. But… What about the dad? As they continued on in some sort of “daddy’s on a business trip” mode, I was immediately homeless and alone. Um, it is quite different.
And one of the first challenges, if money is an issue, is establishing a new home, a place where you can begin being a dad again. How long it takes to reestablish this residence depends a lot on your mental state of mind and your employment situation. In my case both were significantly damaged. I moved into my sister’s spare bedroom. And this might have been a saving grace. I was not ready to be alone alone. When I was “off” I had my sister and her two kids to keep me company. My story became, “And I didn’t need to be alone. I was so lucky.”
- Since My Last Confession
- Loneliness. Fessing Up When Things Hurt for No Apparent Reason
- How Much Longer Until I Feel Better? (Post-divorce Depression)
- Followed by the Black Dog (of depression)
- Depression is No Joke: Suicide is Not the Answer to Any Question or Problem
- Feeling Again or NOT Feeling Again
- Wisdom from the trenches – “responsible separation”
But I tried to keep my joy and wits about me as well.
- Ferris Bueller Gets a Divorce – My Dad’s Divorce Blog – The Movie
- Team Dad, “Even When We Can No Longer Be Together”
- What I Need To Tell You: Take Heart. It Gets Better.
- Creative Parenting and the Gifts of Enthusiastic Participation
- More Play Summer
- A Moment of Zen With the Ex-Wife
My divorce was finalized in August of 2010 and my next full-time job came along in December of that year. I appeared to land on my feet at a fairly high-profile and well-paying gig. Immediately I started looking for a place to live. I knew with the way credit works that I needed to establish myself as a home owner as quickly as possible. And in February I found a smallish house in a neighborhood a lot less expensive that our family home, but within my kid’s school district. And in March we launched the “gnome house” chapter of our lives. My kids were in 4th and 6th grade at this time, and my house was actually closer to my son’s middle school than their mom’s home. It was a short-lived victory.
In July of that first year, my employer changed their entire business model and eliminated my position after six months. Now, I could give into my mom and sister’s evaluation that I jumped to early, but I knew that my options for buying were going to be much harder without the big job. I was glad I had a home, but I collapsed into a summer of hardship as I struggled to find work again. At the same time, my kids and I had a great summer. We swam in the nearby lake, we played basketball and soccer in the twilight of the summer evenings, when the Texas heat gave way. We had an adventure together. And for all intents and purposes we were happy in our little house. On the days (most of them) when they were not with me I thrashed and struggled with my life and the impending loss of my newly established home.
When school started up again, things began to fall apart for me.
- Losing Touch In the Off Times
- The Evolving Single Dad: Failure to Hopefulness Again
- Check Engine Light: How Long Until Repairs Are Forced By a Breakdown?
- Gone. A Pause at Summer’s End.
And the strains of money began to show up in discussions with my ex-wife.
- Winning the Battle, Losing the War
- Me, Deadbeat Dad? Um…
- Stinging the Hand that Feeds
- Reassessing the Dead Beat Dad vs. Good Guy Dad
- I Must Be Insane: It’s the End of the World, and I Feel Fine
- Flat Out Broke: Money Survival Basics After Divorce
- The Close of Business Between Us
- Love and War; It’s all Here – Seeking Love and Peace
We struggled on, I continued to profess my intention of getting caught back up with the child support that was set during the divorce at my “big corporate job” rate. She started feeling the pressure of the cash call as well, and there is no blame here. She was a very responsible money manager. In her mind she was doing what she felt was necessary. I was doing what I thought was necessary as well. I remember an email exchange between us where she said, “You seem to think that your mortgage and expenses are more important that your responsibility to your children. I don’t understand that.”
Um… My response was this, “I think we knew this was going to be hard. And I think dad deserves a place to live and a food and electricity to provide a place for himself and his kids, when he has them. I will get caught up on the child support, and I assure you I am not spending any discretionary money. I have no discretionary money. I am working to find a job so I can keep my house and resume full payments to you.”
At this point I was just irregular. When things got really bad is when I actually missed a full payment. Her emails became more hostile. And our “conversations” devolved into sometime resembling this exchange. ME: “I think we should talk about the kids summer plans.” HER: “When will you have the next payment?” ME: “Um… I don’t know. I have some prospects, but nothing has come through.” HER: Silence. And that’s how the communications between us, that had been positive and kid-focused, got off track. And things went down hill fast after she started refusing to discuss anything with me that didn’t involve a payment date and plan from me.
- Tell Me Again, Why You Think This Is a Good Idea? (child support part 1)
- Can Things Get Worse? Yes, Easy! (child support part 2)
- I Am Failing In One Critical Area Of Life
- A Fool and His Money Soon Go Separate Ways
- Marriage and Money: A Fairy Tale
And then things were forever changed. She filed her cause with the Attorney General’s office. And we were suddenly in a legal battle again and I went from struggling and working and not making enough money to a “deadbeat dad.” But that wasn’t enough. I was also now nearing default on my mortgage. I again pleaded with her to give me some options. She began her new response, “I signed an agreement with the AG’s office not to negotiate about money with you.” END OF DISCUSSION.
As the last year began to close it became clear that she was blocking my attempts to file restructuring bankruptcy to try and keep the Gnome House. I looked to my mom for some financial support, but she really hadn’t like the house from the beginning. Fuck. I was out of options and in newly threatening weekly letters from the AG’s office. It was time to sell. And without a full-time big corporate job I didn’t have the income to even look for a place to “move to.” And so at 51 years old I was heading back under the roof of my mom. The shame was palpable, but what were my options?
- What An Angry or Distant Divorced Parent Looks Like
- The Fk You That Keeps On Giving
- AG’s Office Round Two: Dead Beat Dad – 0, Bank $43,000
- Terms of Surrender: Our Divorce Papers
- No Divorce Expert: But If You Parent 50/50 You Should Divorce 50/50
- Losing Everything In Divorce; Learning to Carry On
- On the Turning Away: Fighting with Your Ex About Money
So in March of this year, 2014, I sold my home and moved in to my mom’s house. OUCH. My mom and I laughed through the situation with a phrase, “Well, it beats living under a bridge.” Yes, it does. But it didn’t have to go this way.
Some where in the divorce she had lost all compassion for me. When my house was being threatened by foreclosure she pressed the entire issue, her issue, to the AG’s office, thus obstructing any potential remedy I might seek. And in the loss, my kids and my mom and I have gotten very close. And it’s funny, they have better rooms and better meals than they ever had at my house. In my haste to reestablish a homestead and a place for me to be dad, I had chosen a house that has some fundamental issues. (No dishwasher, a septic system, and only one kid bedroom.)
At this moment I’m in a converted single-car garage in the middle of a rich neighborhood. It’s not bad. I’m not thrashing. But it’s hard. I have no privacy, no place to even think of establishing a relationship. And what’s the first warning sign anyway? Someone with money troubles, or god-forbid, no home.
In the divorce I am certain we were both doing the best we could. In the blindingly sad negotiations I agreed to giving up my request for 50/50 parenting, and I accepted the financial responsibility that would lock me into the big corporate track for the duration of the agreement. (Until my last child reached 18.) But what I didn’t know is that in all this “good will” negotiations that my soon-to-be-ex-wife would press the entire thing onto the state’s attorneys.
She did it with little more than a reference to “looking after the children’s interests.” Um, sure, maybe, if I was doing something that demonstrated I was trying to skip out on my child support payments. That’s when you go to the AG’s office! Not as a normal course of business. And when my home was threatened is the moment, I think, that you get real about the situation, you show some compassion for your co-parent, and you pause.
- She’s Still Mad At Me
- My Divorce: A Searching and Fearless Moral Inventory
- Waiting for the Other Person to Change
- Love, War, Divorce: Why I’m Not Fighting My Ex-Wife About Custody
- Divorce is Not About What’s Fair, Let’s Get That Straight
- Getting Angry, Reaching Forgiveness, and Moving On After Divorce
- Easier To Be Quiet
In divorce, you are still in a financial coupling. When I lost my job we all suffered. But that’s not the moment to file against your former partner. I do think she’s still mad at me, the same anger that infected our marriage. I’m not sure how that happens, or how someone dissipates it on their own. It takes work. And in a recent kid-focused therapy session her rage surfaced again, and I was again seeing the woman who I gladly release. I don’t need to be in any kind of relationship with someone who harbors such vitriol. And so we drop down into a logistics-and-money relationship. Sad. But maybe that’s more accurate. That’s kind of how the marriage had become as well.
- Evolving Single Dad: Failure to Hopefulness Again
- Happy Mom Chat About How I Got Here: What I Figured Out
We carry on. We do better. We keep going.
- Isn’t Dad’s House Is Also Important In Divorce?
- The Infinitely Desirable Woman with the Fractured Soul
- please stay gone (a poem)
- Divorce Support: For the Children *and* the Parents
The Off Parent – still in transition
image: the gnome house, march 2011, the author, cc
And it’s not my best area, money.
I was listening to two men today in some kind of mentoring conversation. I heard one of them mention the areas of life work.
And I was like… Uh oh.
You see, I’ve got a problem. It is a big problem. And perhaps one I’ve had my entire life.
I’m kinda crazy about money. And at the moment, while I’m feeling so solid in the first three areas of life, I’m about to go down the black hole of financial melt down. And here’s the rub. The divorce has a lot to do with it. (Maybe My Ex Is Just Unhappy)
On Monday, I will declare chapter 13 bankruptcy to keep Wells Fargo from foreclosing on my house. It’s the only asset I have along with my car. And in the middle of this, while I try and negotiate a “catch up” plan with my ex-wife she’s holding up the “sorry but it’s out of my hands” card. She’s turned our child support “issue” over to the Attorney General’s office.
Another example of “oh, I’m sorry that didn’t work out for you.” She cloaked it in “I know this is not a good time for you…” The velvet has worn thin on the gloves. There’s no courtesy from her. No consideration of my struggles. And I guess that’s okay. She’s got her own issues, her own money requirements, and my reduced income over the Summer didn’t help her either.
I’m not proud of my necessary intervention. But it doesn’t diminish my obligation to her. And still, she says in sympathy, “I’m sorry you’re having to deal with this.” But she really means, “Where’s my money, mf?”
The one thing she could do, to help me get the terms of the bankruptcy in a safer place, is to negotiate an agreement about the back owed child support. (About 10k.) The agreement actually secures the debt with a note tied to a family asset I still have potential claim for in a future sale. It seems like a way validate and secure her accounting of what I owe her. (She’s really good with spreadsheets.)
When I was talking to the financial attorney, I said, “Oh this should be easy. It’s actually good for her. And we’re still friendly.”
Her email tonight put the relationship in starker terms.
“The document I signed when I submitted the application to have the AG manage the child support process, one of the things the form said was I was forbidden to negotiate with you about anything related to child support.”
Thanks hon. You’ve essentially turned us over to the state’s attorney for negotiation.
Again, perhaps this is for the best. I will go another route to get my bankruptcy affairs in order. And I will remember, YET AGAIN, that I can’t ask her for anything. It’s just business. And in the business of things I owe her money.
The last 5 times I’ve tried to get us together to talk about things, her response has been very simple. “About what?” All she wanted to know was, “How much can you pay me?” And, “When can you pay me.” That’s it.
Maybe that’s the way it needs to be. Maybe she’s dealing with pressures I don’t know anything about. Maybe she’s just mad at me, still. Either way, she’s “sorry I’m having to deal with this” AND “it’s out of my hands.”
I give thanks for this illumination. I may have to get the message tattooed on my arm, so I can remember what I’ve learned. If she needs something she will always ask, regardless of my situation, or if it’s best for the kids. When I ask for something, I’d best not count on a cooperative response.
Calm down. It’s okay. I’ve survived this far. And even with the child support burden set at about 2X what I was actually earning, I’ve managed to get this far. I’m not going to give my house back to the bank and go live with my mom. I’m gainfully employed. I could be MORE employed, but I’m working on that too.
I’ve got three of the four areas of life pretty well in hand. And the last one, I’m struggling with a bit. But I won’t let a little money trouble get me down. Things don’t always work out as we planned. I’m the kind of man who gets back up, with a positive attitude, and gives it another go. Alone for now.
Reflection: There was a moment, during the roommate period before divorce that I asked my then-wife, “Do you think we’re going to be able to afford two houses in this neighborhood?” We’d struggled mightily, just a year prior, just to keep the one house. Of course, she would receive financial help after the divorce. What I guess I was saying, where do you think I’m going to live? And now that I’m edging towards losing my house in a neighborhood that’s “further out,” I know that my lament was closer to the truth than I’d like to admit. No one wants to fail. No one wants to miss a payment (car, rent, child support). The shame is present and real for me at this moment.
Update: I’m now in the process of petitioning the state for my bankruptcy. The good news is I didn’t lose my house. The gooder news is, I’m going to get my financial house in order by the order of the court. The not so good news, my ex-y has filed her petition with the state’s attorney general, so we’ll see how that all shakes down. Fun times.
The Off Parent
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