Money is a Bitch After Divorce
I just got through paying COBRA health insurance for my kids. Man, is that shit expensive or what! And where is the law that says the dad is gonna have to pay for that no matter what? Where’s the balance in the financial split of divorce? After I pay my child support and the health insurance, it wipes out all of my disposable income. All of it. (Need to make more money, I guess.)
I get we both have expenses. I get that the women of the world get paid less, in general, than the men in the world doing similar jobs. But how does that work at this level? Sure, kids are expensive. And with her getting the majority of their time, she does have higher expenses in things like food and keeping the house cool in the summer, but this … Well, this is hard.
And of course, the money I pay in child support AND COBRA are after taxes have been taken out, so it’s even more expensive than it appears when you’re signing the divorce decree. I’d just like to see the change of expression on her face if she saw every single paycheck cut in half, before she had money for the mortgage on a house we paid for together. It’s incapacitating in some respects, if you’ve set them up in a nice neighborhood and you agree with the idea that they should be able to stay in that nice neighborhood.
I’m complaining, I know. I’m whining, perhaps. But it’s frustrating. The cost of providing housing, food, and extracurriculars while we were living under the same roof was hard. The cost to the dad who moves out and has to find another housing situation, and double his income before he can even imagine getting a place of his own… That’s unfair.
But again, we knew that divorce wasn’t fair.
My son was complaining last summer about the hassle of switching houses every week. “It wasn’t my idea for you two to get divorced.”
He had a point. And as we’ve made changes to the schedule to switch less frequently, I am seeing them a bit less, even. And paying the same. But you can’t equate paying for parenting. Or time with them as the reward for paying. Nope. I get it. Bills and expenses are a fact of life for both sides of the divorce.
I simply needed to tell you this morning, staring at the numbers, that kids are expensive, for the dad, divorce is doubly so.
The Off Parent
Note: I’d like to think I was bigger than these rants, but sometimes it feels good to let out some hot air. And now… Back into the fray.
< back to The Hard Stuff posts
- Your Contempt for Me is Hurting All of Us
- The Humans Of Divorce, Dear AG’s Office Special Cases Officer Mr. McK!
- And Just As We Reach A Calm Moment
- What I Still Fail to Understand About My Ex-wife
- When Kids, Money, and Divorce Collide
image: ruth roman in bitter victories, creative common usage